Goodbye Social Security payments for retirees and disability beneficiaries in April

All senior citizens, disabled beneficiaries, and widows receiving Social Security in America have received the last installment of April. The Social Security Administration (SSA) has made it clear that there will be no further payments in April.

After the last installment of April, the next turn is May.

Those who are born between the 21st and 31st of the month have received the last Social Security installment of April. Now, SSA has announced the new payment date for May, which will make it easier for the beneficiaries to plan in advance.

Social Security Payment Schedule for May 2025:

• May 1: SSI (Supplemental Security Income)
• May 3: Retirees who retired before 1997
• May 8: Those born between 1 and 10
• May 15: Those born between 11 and 20
• May 22: Those born between 21 and 31

One big special thing this month is that SSI beneficiaries will get two payments in May. Since June 1 falls on a Sunday, the June payment will be made on May 30 itself.

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Benefits of the COLA hike in 2025

Since the beginning of this year, Social Security recipients have been getting a big relief – the COLA (Cost of Living Adjustment) hike of 2.5%, which has come into effect from January 1. This increase has helped senior citizens and other beneficiaries to deal with inflation.

For retirees who delayed taking their benefits and applied for Social Security after age 70, the increase is worth more than $150. Such beneficiaries can now receive payments of up to $5,108 per month.

Direct Deposit Problems? Do This

If a beneficiary does not receive a Direct Deposit on the due date, the SSA says they should wait for three business days. If the payment still doesn’t arrive after that, they should contact the Social Security Office.

How to Get the Maximum Social Security Payment? If you want to get the most from Social Security, keep these three things in mind:

Who Gets Social Security in 2025? See the Groups Eligible for Monthly Payments

1. Defer payments until age 70
   Every year you delay taking Social Security, your payments increase by about 8%. That means your monthly income could be much higher if you start taking benefits at age 70 instead of 62.
2. Work for at least 35 years
   Your benefits from Social Security derive from an average calculation of your earnings during your three and a half decades of highest-paid employment. The longer your job tenure and the higher your average salary, the higher your Social Security benefits.
3. Have a well-paying job
   Your Social Security amount is based on the average income of your career. If you have had high-paying jobs in your career, your monthly Social Security payment will be higher accordingly.

Conclusion

There will be no more payments for Social Security beneficiaries in April, but many are in for a reprieve with a new schedule in May. SSI recipients, in particular, will get two payments, making the end of the month feel a little lighter. The 2.5% COLA increase has already eased some of the financial strain.

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