Up to $2,831 Social Security payment in May for Birthdays Between 1st–10th at Age 62

Millions of people in the US rely on Social Security for their retirement income. However, many still have questions about when their payments will arrive, how much they can expect to receive, and when their next payment is due. In this article, we’ll provide important payment dates for May 2025, along with information about eligibility requirements and maximum benefits.

Payment dates depend on birthdate

If you didn’t start receiving Social Security benefits before May 1997, your monthly payments usually come on a Wednesday of the month. This Wednesday can be the second, third, or fourth. But if you also receive Supplemental Security Income (SSI), your next payment date in May 2025 will be May 2.

Now, if your birthdate falls between the 1st and 10th, the Social Security Administration (SSA) has confirmed that you’ll receive a payment on May 14, 2025. This date is for anyone whose birth date falls within the first ten days of the month and who meets the eligibility criteria.

What is the maximum amount you can receive at age 62?

If you choose to retire at age 62, and you meet certain specific conditions, the maximum amount you can receive from Social Security is $2,831. The following are the conditions to receive this maximum amount:

• You must have worked for at least 35 years.
• You must have worked in jobs covered by the SSA where you paid payroll taxes.
• You must have earned the taxable maximum each year.
• And You applied at age 62.

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Note that if you meet these conditions but apply at full retirement age (FRA) or age 70, you may receive even more.

Highest payment at age 70

If a person retires at age 70 and meets all of the above conditions, he or she can receive a maximum of $5,108 per month in 2025. This is possible because the SSA gives delayed retirement credits to those who apply late. In this way, the longer you wait, the more you get.

What is the average payment?

Now let’s talk about the amount that the average retired worker will get. In May 2025, on average, a retired person will receive an amount of about $1,980. This amount does not change much every month, but when the Cost-of-Living Adjustment (COLA) is applied, then this amount increases slightly.

However, the next COLA increase will not be implemented before January 2026. The SSA will announce it in October 2025, but retirees will start getting its benefits from January 2, 2026.

Other assistance plans are also available

People who are receiving low payments from Social Security may also be eligible for Supplemental Security Income (SSI). Direct deposits of up to $967 can be received through SSI in 2025. Supplemental Nutrition Assistance Program (SNAP) is also available, which can help you save money on groceries.

If you have limited income and few assets, applying for both of these plans may be beneficial.

Family members may also be eligible

If you are going to receive retirement benefits, it is important to know that your spouse and children may also be eligible for benefits in some cases. SSA also provides assistance to your family in some situations so that the whole family can get financial security.

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Conclusion: Know the payment and plan

Social Security payment dates in May 2025 will depend on your birthday and benefit category. If you are eligible and your birth date is between May 1 and 10, you will receive a payment on May 14. To ensure you receive your payment on time, it is important to visit the SSA website to check and update your information.

Social Security is not just a payment, it is a safety net – with the right information at the right time, you can take full advantage of it.

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